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Future of Fintech: MENA Momentum (10 Fintech Shifts)

The Next Wave of MENA Fintech: SME Credit, Open Banking, and Global Payment Connectivity

The latest fintech shifts in MENA highlight five dominant trends: fintech-bank collaborations, SME financing acceleration, regulatory evolution, cross-border payment infrastructure, and corporate fintech maturity. Banks are actively partnering with fintechs to expand digital solutions, alternative lending models are gaining traction, regulatory bodies are enabling open banking and licensing, cross-border payments are advancing, and enterprise fintech is emerging as a hot investment area.

The recent developments highlight a broader shift toward an interconnected, compliance-driven, and scalable digital financial ecosystem—a critical inflection point for startups, investors, and incumbents eyeing regional expansion.

Visual representation of the top 10 fintech trends impacting the Middle East and North Africa in Jan 2025, highlighting key partnerships and innovations.

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