LATAM Fintechs Scale Abroad
LATAM Fintechs Go Global: Strategic Expansion in High-Friction Markets
As LATAM fintechs scale globally, a distinct playbook is emerging — one rooted in precision bets on underserved corridors, infrastructure dominance, and diaspora needs. These players are methodically embedding themselves where frictions in cross-border finance remain highest.
🔹Regulatory-first expansion into mature markets: dLocal securing FCA licensing in the UK highlights how LATAM firms are prioritizing hard regulatory moats to unlock high-value FX and payout corridors, especially for Latin American merchants tapping UK demand.
🔹 Niche diaspora banking models: P2P and Mbanq’s tailored offerings for Brazilian immigrants in the US signal a shift toward hyper-targeted immigrant banking — a strategy built on cultural proximity and unmet credit/financial needs in foreign markets.
🔹 B2B rails and emerging market linkages: Prometeo’s US–LATAM B2B integration and EBANX’s APAC ambitions show a broader pivot — LATAM fintechs are positioning themselves as connective tissue across new global trade and payment ecosystems.
Want the full picture of how LATAM fintechs are shaping global finance corridors — and who’s leading the charge?
Unlock detailed market moves, company plays, and strategic maps in our full Q1 2025 LATAM Fintech Roundup:
LATAM Fintech Trends (Q1 2025) Report 📔
Latin America’s fintech pulse beat louder in Q1 2025. From cross-border scale-ups to QR-powered payments and licensing-led land grabs, LATAM’s fintechs are maturing and branching out. Real-time payments hit new heights – Brazil’s PIX reached record adoption, and Colombia rolled out Bre-B as its own real-time payment rail. Meanwhile, fintechs embedded themselves deeper into people’s daily lives — powering payments at fast-food chains, streamlining checkout in ecommerce, and becoming the go-to wallet for gig workers. And regulators? They remained proactive as ever, greenlighting licences that gave crypto players and payment startups a serious leg up.
WhiteSight’s latest report explores the most telling patterns shaping LATAM’s fintech future — one expansion, partnership, and product launch at a time.
WhiteSight’s latest report explores the most telling patterns shaping LATAM’s fintech future — one expansion, partnership, and product launch at a time.
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