Insights
Brazil is the only market where four structurally distinct digital banking models are all profitable at scale, at the same…
Colombia’s central bank caps interest rates at approximately 25%. Any borrower whose risk profile requires higher pricing gets…
Klarna’s AI story began under pressure.
By 2022, the company was operating in a very different market…
In a market where many fintechs are still fighting to prove single-product economics, SoFi has taken a different route: turning…
Stripe’s agentic commerce strategy begins with a shift in what software can do. AI assistants are moving beyond…
Across 2025 and Q1 2026, Visa and Mastercard strengthened their roles as the integration layer for stablecoin payments. Visa expanded…
BNPL began with a simple proposition: make credit frictionless at checkout. While both Klarna and Affirm emerged from…
Latin America’s fintech pulse beat louder in Q1 2025. From cross-border scale-ups to QR-powered payments and licensing-led land…
When the fintech conversation in Brazil turns to innovators, Magazine Luiza (Magalu) often flies under the radar. However,…
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