WhiteSight

The State of Embedded Finance (Q3 2024)

November 11, 2024

The State of Embedded Finance (Q3 2024)

Embedded finance continued its upward trajectory in Q3 2024, marked by strategic alliances and innovative tech integrations that are reshaping consumer and business expectations. The quarter’s advancements in embedded payments, lending, cards, insurance, and fintech infrastructure illustrate how finance is becoming an invisible but powerful layer within everyday services. In this report, WhiteSight breaks down the trends, key partnerships, and sector-specific use cases that are driving embedded finance forward—delivering actionable insights for industry players and innovators.

$49

Description

The report unveils how industries from retail to travel are leveraging embedded payments, lending, and insurance to enhance customer engagement, streamline transactions, and open new revenue streams.

Insights at a Glance:

  • Embedded Payments: Discover how non-banks, fintechs, and payment providers are amplifying cross-border, in-store, and online payment capabilities, particularly in sectors like travel, retail, and entertainment. 
  • Embedded Lending: Uncover the expansion of B2C BNPL solutions and SMB financing, illustrating how embedded lending models are driving customer acquisition and business growth in sectors like hospitality, e-commerce, and retail.
  • Embedded Cards: From co-branded credit cards to virtual card solutions, embedded card solutions are being adopted across e-commerce, travel, and other sectors. Learn about leading collaborations offering consumers tailored rewards, streamlined security, and convenience in spending.
  • Embedded Insurance: Integrated insurance solutions are evolving, with companies in travel, telecommunications, and real estate embedding protective services directly into their platforms. This section covers diverse use cases that enable seamless insurance purchasing, boosting customer trust and ease of access.
  • Fintech Infrastructure: Discover how Banking-as-a-Service (BaaS) providers are empowering businesses to deliver integrated financial solutions, with advancements in card issuance, payment processing, and fraud prevention capabilities that streamline onboarding and enhance scalability.

Download the full report to discover the strategies top innovators are using, the industries set to explode, and the trends that could reshape businesses next year!

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