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Sanjeev Kumar

Founder & CEO
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Sanjeev is a fintech aficionado who loves to explore the depths of the industry as much as he loves to explore the depths of the ocean in his scuba gear. He is the founder and CEO at WhiteSight, bringing a wealth of research and advisory experience to the fintech world.
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Sanjeev Kumar
Diagram showing Monzo's Flywheel (Everyday Engagement, Relationship Deepeners, Monetization) and their 4 Levers of Lending Strategy (Responsible Foundations, Credit Democratization, Ecosystem Integration, Portfolio Diversification).
Complimentary Research

The Monzo Model: Product Evolution Fueling Customer Growth and Sustainability

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Infographic detailing Monzo's product evolution from Short-term Pots (2017) to Medium-term Fixed Savings/Investments (2019/2023) and Long-term Pensions/SIPPs (2024/2025), showing adoption metrics and the resulting opportunity for Monzo.
Complimentary Research

Monzo’s Wealth Playbook: Turning Gen Z Savers into Tomorrow’s Investors

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Infographic detailing Revolut's strategic global expansion roadmap, including licenses, partnerships, and launch years in London, Europe, and North America (US/Canada).
Complimentary Research

Revolut’s G7 Playbook: Building Global Financial Influence

Why Revolut Is Betting on the G7 to Cement Its Global Banking Ambition The G7 nations, comprising the United States,...

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Infographic detailing Monzo Business's revenue sources, monetization engine for sustainable growth and macro view of the UK SME business banking market, illustrating traditional bank versus challenger bank market share.
Complimentary Research

Retail Darling to Business Powerhouse: Monzo’s Strategic Expansion Into SME Banking

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Nubank Featured-Image
Complimentary Research

How Nubank Championed Creative Destruction in Brazil

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Infographic comparing Monzo and Revolut subscription tiers (Extra, Perks, Max vs. Plus, Premium, Metal, Ultra). Includes cost, interest rates, insurance, fee-free cash withdrawals, investments, and partnership perks, along with subscription revenue growth for both companies from 2022 to 2024.
Complimentary Research

Banking-as-a-Membership: Subscription Playbook of Monzo and Revolut

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Infographic detailing Revolut's LATAM expansion strategy in Mexico and Brazil, including their 5-year goal, product portfolio, and launch timelines.
Complimentary Research

Revolut’s LATAM Gambit: Testing Global Playbooks in Brazil and Mexico

LATAM’s Digital Banking Boom Becomes the Next Battleground for Revolut For decades, Latin America’s financial landscape was a study in...

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Infographic detailing Revolut's credit ambitions and consumer lending products, including availability of Unsecured Loans (Personal Loans, Credit Cards, BNPL) and Secured Loans (Secured Credit Card, Mortgages) across markets like Lithuania, Ireland, UK, USA, France, Germany, and more, as of August 2025.
Complimentary Research

Revolut’s Consumer Lending Push: Challenging Incumbents Market by Market

The Consumer Lending Opportunity Behind Revolut’s Global Ambition Consumer lending has always been the prize pool of banking. In Europe,...

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Infographic table showing crypto power plays and acquisitions in 2025, including acquirer, target, value, segment focus, and strategic rationale.
Complimentary Research

How 2025 Is Redrawing the Map of Digital Asset Finance

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Infographic showing the growth of digital payments in Saudi Arabia, including e-commerce (Mada Card), bill payments (SADAD), card payments (PoS), and instant payments (sarie) from 2022 to 2024.
Complimentary Research

How Saudi Arabia Engineered a Digital Payments Boom

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