Toast Teardown: Vertical SaaS meets Embedded Finance
February 22, 2024
Toast Teardown: Vertical SaaS meets Embedded Finance
Toast is revolutionising the restaurant sector by integrating financial services seamlessly into its restaurant management and Point of Sale (PoS) solutions. Beyond its innovative software and hardware offerings, Toast leverages embedded finance to offer a suite of financial products, including loans, payment processing, and insurance, tailored specifically for restaurant businesses. Dive into our report to explore how Toast Capital is transforming B2B finance, making financial management more accessible and affordable for restaurateurs.
€43
Description
What you’ll find in this report:
- Beyond PoS: How Toast expanded from restaurant management software to a comprehensive financial services platform.
- Toast Capital Deep Dive: Unpacking the suite of lending, BNPL, payments, payouts, cards, and insurance solutions offered to restaurants and their employees.
- Strategic Partnerships: Analyzing Toast’s collaborations with FinTech players and licensed institutions to power their embedded finance offerings.
- The Revenue Engine: Exploring how Toast leverages embedded finance to drive impressive revenue growth, exceeding 80% of their income.
- Market Impact & Future Outlook: Assessing the potential disruption Toast brings to restaurant finance and predicting future trends.
Order your copy today to gain an edge in the booming embedded finance market!
Already a subscriber? Log in to AccessÂ
Radar Subscription Plan
Radar Subscription PlanYour perfect fintech research companion – select a package that aligns with your aspiration
Not Ready to Subscribe?
Begin your fintech adventure free of charge-set forth with our complimentary offering.
Related Reports
Brazil is the only market where four structurally distinct digital banking models are all profitable at scale, at the same…
In four weeks, live agent payments landed in the Netherlands, Ukraine, France, and Mexico. India got its first agentic protocol…
For years, SME banking in the UK moved slower than the businesses it served.
Accounts took time…
Is Starling the digital bank that won by behaving like a traditional bank?
Starling is NOT the…
Stripe’s agentic commerce strategy begins with a shift in what software can do. AI assistants are moving beyond…
Klarna’s AI story began under pressure.
By 2022, the company was operating in a very different market…
Adyen is one of those companies that still gets described as a payments processor, even though the business…
In May 2026, agentic finance moved from isolated proofs into distribution infrastructure. Mastercard took Agent Pay live across…
Singapore is often painted as the crown jewel of Asian fintech, highly digital, affluent, and open to innovation….
From simplifying online payments for developers to processing $1.9T in annual payment volume, Stripe has evolved into one…
In a market where many fintechs are still fighting to prove single-product economics, SoFi has taken a different route: turning…
Affirm’s evolution from a point-of-sale financing provider into a broader consumer payments platform reflects how the Buy Now, Pay…
Login to access Fintech intelligence