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Risav Chakraborty

Senior Research Associate
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Risav is a senior research associate at WhiteSight, where he spends his days navigating the complex fintech landscape and poring over market trends. When he’s not decoding the world of fintech, you’ll find this sports fanatic decoding the perfect curveball on the football field.
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Risav Chakraborty
Infographic titled "The Making of Britain’s Richest Man-in-Waiting" showing a 7-chapter timeline of Nik Storonsky's life from 1984 to 2026, including his education, trading career at Lehman Brothers and Credit Suisse, founding Revolut, launching QuantumLight, and reaching a potential near $20B fortune by 2026.
Complimentary Research

Schrödinger’s Bank: the £57B paradox no one is pricing

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An infographic by WhiteSight detailing Stripe's AI-powered fraud prevention engine. It shows how a single payments foundation model balances blocking fraud—like reducing card-testing attacks by up to 97%—with recovering over $6 billion in wrongly-declined legitimate payments.
Open Access Blog

Stripe’s Fraud Detection and Prevention System Is Secretly Its Best Salesman

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Nubank's US Target Market
Open Access Blog

How Nubank Plans to Enter the US Without the Cold Start Problem

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A comparison chart showing traditional bureau-based scoring versus Nubank's nuScore, highlighting the shift from backward-looking repayment history to live, forward-looking transaction behavior.
Open Access Blog

Nubank’s AI Model Rewrites Credit Underwriting

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Infographic showing Stripe’s full-stack stablecoin payments ecosystem, including Bridge acquisition, crypto wallets, and global issuance infrastructure.
Open Access Blog

Stripe’s $1.1 Billion Bridge to Programmable Money

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Flowchart of Adyen’s AI strategy showing merchant-facing tools, internal operating leverage, and in-house research foundations.
Open Access Blog

Decoding AI-dyen’s Strategy from Payment Optimisation to Agentic Infrastructure

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Infographic detailing Monzo's product evolution from Short-term Pots (2017) to Medium-term Fixed Savings/Investments (2019/2023) and Long-term Pensions/SIPPs (2024/2025), showing adoption metrics and the resulting opportunity for Monzo.
Complimentary Research

Monzo’s Wealth Playbook: Turning Gen Z Savers into Tomorrow’s Investors

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Infographic detailing Revolut's strategic global expansion roadmap, including licenses, partnerships, and launch years in London, Europe, and North America (US/Canada).
Complimentary Research

Revolut’s G7 Playbook: Building Global Financial Influence

Why Revolut Is Betting on the G7 to Cement Its Global Banking Ambition The G7 nations, comprising the United States,...

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Infographic detailing Monzo Business's revenue sources, monetization engine for sustainable growth and macro view of the UK SME business banking market, illustrating traditional bank versus challenger bank market share.
Complimentary Research

Retail Darling to Business Powerhouse: Monzo’s Strategic Expansion Into SME Banking

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Infographic comparing Monzo and Revolut subscription tiers (Extra, Perks, Max vs. Plus, Premium, Metal, Ultra). Includes cost, interest rates, insurance, fee-free cash withdrawals, investments, and partnership perks, along with subscription revenue growth for both companies from 2022 to 2024.
Complimentary Research

Banking-as-a-Membership: Subscription Playbook of Monzo and Revolut

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