WhiteSight

Search
Close this search box.

Risav Chakraborty

Senior Research Associate
Linkedin-in Twitter
Risav is a senior research associate at WhiteSight, where he spends his days navigating the complex fintech landscape and poring over market trends. When he’s not decoding the world of fintech, you’ll find this sports fanatic decoding the perfect curveball on the football field.
All posts by author:
Risav Chakraborty
A comparison chart showing traditional bureau-based scoring versus Nubank's nuScore, highlighting the shift from backward-looking repayment history to live, forward-looking transaction behavior.
Open Access Blog

Nubank’s AI Model Rewrites Credit Underwriting

Read Post
Infographic showing Stripe’s full-stack stablecoin payments ecosystem, including Bridge acquisition, crypto wallets, and global issuance infrastructure.
Open Access Blog

Stripe’s $1.1 Billion Bridge to Programmable Money

Read Post
Flowchart of Adyen’s AI strategy showing merchant-facing tools, internal operating leverage, and in-house research foundations.
Open Access Blog

Decoding AI-dyen’s Strategy from Payment Optimisation to Agentic Infrastructure

Read Post
Infographic detailing Monzo's product evolution from Short-term Pots (2017) to Medium-term Fixed Savings/Investments (2019/2023) and Long-term Pensions/SIPPs (2024/2025), showing adoption metrics and the resulting opportunity for Monzo.
Complimentary Research

Monzo’s Wealth Playbook: Turning Gen Z Savers into Tomorrow’s Investors

Read Post
Infographic detailing Revolut's strategic global expansion roadmap, including licenses, partnerships, and launch years in London, Europe, and North America (US/Canada).
Complimentary Research

Revolut’s G7 Playbook: Building Global Financial Influence

Why Revolut Is Betting on the G7 to Cement Its Global Banking Ambition The G7 nations, comprising the United States,...

Read Post
Infographic detailing Monzo Business's revenue sources, monetization engine for sustainable growth and macro view of the UK SME business banking market, illustrating traditional bank versus challenger bank market share.
Complimentary Research

Retail Darling to Business Powerhouse: Monzo’s Strategic Expansion Into SME Banking

Read Post
Infographic comparing Monzo and Revolut subscription tiers (Extra, Perks, Max vs. Plus, Premium, Metal, Ultra). Includes cost, interest rates, insurance, fee-free cash withdrawals, investments, and partnership perks, along with subscription revenue growth for both companies from 2022 to 2024.
Complimentary Research

Banking-as-a-Membership: Subscription Playbook of Monzo and Revolut

Read Post
Infographic detailing Revolut's LATAM expansion strategy in Mexico and Brazil, including their 5-year goal, product portfolio, and launch timelines.
Complimentary Research

Revolut’s LATAM Gambit: Testing Global Playbooks in Brazil and Mexico

LATAM’s Digital Banking Boom Becomes the Next Battleground for Revolut For decades, Latin America’s financial landscape was a study in...

Read Post
Infographic detailing Revolut's credit ambitions and consumer lending products, including availability of Unsecured Loans (Personal Loans, Credit Cards, BNPL) and Secured Loans (Secured Credit Card, Mortgages) across markets like Lithuania, Ireland, UK, USA, France, Germany, and more, as of August 2025.
Complimentary Research

Revolut’s Consumer Lending Push: Challenging Incumbents Market by Market

The Consumer Lending Opportunity Behind Revolut’s Global Ambition Consumer lending has always been the prize pool of banking. In Europe,...

Read Post
Infographic design showcasing business banking services in Brazil from Itaú, Nubank, Inter, and C6, highlighting offerings like accounts, cards, payments, and POS solutions.
Complimentary Research

Breaking Down Business Banking in Brazil: How Itaú, Nubank, Inter, and C6 Stack Up

Read Post
Select currency
USD United States (US) dollar
EUR Euro
GBP Pound sterling
INR Indian rupee
WS_Logo_-for-White-BG-01.png