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Sanjeev Kumar

Founder & CEO
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Sanjeev is a fintech aficionado who loves to explore the depths of the industry as much as he loves to explore the depths of the ocean in his scuba gear. He is the founder and CEO at WhiteSight, bringing a wealth of research and advisory experience to the fintech world.
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Sanjeev Kumar
A comparison chart showing traditional bureau-based scoring versus Nubank's nuScore, highlighting the shift from backward-looking repayment history to live, forward-looking transaction behavior.
Open Access Blog

Nubank’s AI Model Rewrites Credit Underwriting

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Infographic showing Stripe’s full-stack stablecoin payments ecosystem, including Bridge acquisition, crypto wallets, and global issuance infrastructure.
Open Access Blog

Stripe’s $1.1 Billion Bridge to Programmable Money

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Flowchart of Adyen’s AI strategy showing merchant-facing tools, internal operating leverage, and in-house research foundations.
Open Access Blog

Decoding AI-dyen’s Strategy from Payment Optimisation to Agentic Infrastructure

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A timeline showing global SME digital banks and their years taken to reach profitability
Open Access Blog

SME Digital Banks Go Profitable: Global Trends and Allica Bank’s Strategy

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Infographic detailing Monzo's product evolution from Short-term Pots (2017) to Medium-term Fixed Savings/Investments (2019/2023) and Long-term Pensions/SIPPs (2024/2025), showing adoption metrics and the resulting opportunity for Monzo.
Complimentary Research

Monzo’s Wealth Playbook: Turning Gen Z Savers into Tomorrow’s Investors

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Infographic detailing Revolut's strategic global expansion roadmap, including licenses, partnerships, and launch years in London, Europe, and North America (US/Canada).
Complimentary Research

Revolut’s G7 Playbook: Building Global Financial Influence

Why Revolut Is Betting on the G7 to Cement Its Global Banking Ambition The G7 nations, comprising the United States,...

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Infographic detailing Monzo Business's revenue sources, monetization engine for sustainable growth and macro view of the UK SME business banking market, illustrating traditional bank versus challenger bank market share.
Complimentary Research

Retail Darling to Business Powerhouse: Monzo’s Strategic Expansion Into SME Banking

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Nubank Featured-Image
Complimentary Research

How Nubank Championed Creative Destruction in Brazil

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Infographic comparing Monzo and Revolut subscription tiers (Extra, Perks, Max vs. Plus, Premium, Metal, Ultra). Includes cost, interest rates, insurance, fee-free cash withdrawals, investments, and partnership perks, along with subscription revenue growth for both companies from 2022 to 2024.
Complimentary Research

Banking-as-a-Membership: Subscription Playbook of Monzo and Revolut

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Infographic detailing Revolut's LATAM expansion strategy in Mexico and Brazil, including their 5-year goal, product portfolio, and launch timelines.
Complimentary Research

Revolut’s LATAM Gambit: Testing Global Playbooks in Brazil and Mexico

LATAM’s Digital Banking Boom Becomes the Next Battleground for Revolut For decades, Latin America’s financial landscape was a study in...

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