Key trends include:

• Cross-Border Commerce is the New Frontier: Fintech is crossing borders—literally. Whether it’s Grey & dLocal expanding cross-border payouts in emerging markets like Brazil and Indonesia or D24 & Yuno simplifying e-commerce in 60+ countries, cross-border transactions are a key focus. Businesses can expect lower transaction costs, quicker transfers, and broader reach into untapped markets. This is also a boost for P2P and B2B transactions, as highlighted by PMI’s partnership with Bitso in remittances between the US and Mexico.
• Payment Efficiency & Security as Core Drivers: Several partnerships—such as Shiji x FreedomPay—are laser-focused on enhancing payment efficiency while driving security and scalability. This highlights the growing importance of secure, fast, and low-cost payment solutions, especially when dealing with cross-border transactions. Investing in tailored, flexible solutions that prioritize security can boost user trust while simultaneously cutting costs and enhancing operational scalability.
• Financial Inclusion & Local Payment Adoption: Inclusivity is a major theme, with partnerships such as Dock & Visa and Yuno & Nequi targeting financial access for millions in Colombia. This is about closing economic gaps and enabling more people to participate in the digital economy. By prioritizing local currencies and advanced encryption, these moves are fostering a safer and more inclusive financial ecosystem. For businesses eyeing Latin America, the takeaway is clear: understanding local nuances and offering tailored solutions can be the difference between market entry and market leadership.