WhiteSight

Digital Bank Subsidiaries: What’s Cooking?

Table of Contents

The post-pandemic world is well-versed with astounding and demanding developments, met across unrealistic time frames, universally. The Digital Banking sphere is one such guest that managed to knock at the door towards revising its legacy-bound ways, so as to adapt to consumer shifts in an attempt to sustain its dominance in the race for the future.To initiate the foundation for the same, traditional banks took the path of innovation and agility to establish Digital Bank Subsidiaries, which are separate organizations of said larger, traditional banks, with emphasis on providing a more modular and streamlined end-to-end consumer experience as opposed to the current rigid structures.In fact, the observable trend this year is the upsurge of digital banks, the advent of which began in the West, and in recent years banks in Eastern geographies across the Asia Pacific, Middle East, and Africa are also spinning off digital banking arms at a rapid pace. This is already piquing the curiosity of many customers in the US, Europe, and Latin America as well. Why the urgency for such a swift transformation, you ask?The First Layer: Bittersweet BackgroundIn the wake of the debased reputation caused by factors of increased regulation, low interest rates, and a […]

This post is only available to members.

Already a subscriber? Log in to Access

Unlock this blog

Gain exclusive access to this blog alone.

Radar Subscription

Select a membership plan that resonates with your
goals and aspirations.

Not Ready to Subscribe?

Experience a taste of our expert research with a complimentary guest account.

We publish new research regularly. Subscribe to stay updated.
No spam. Only the best in class fintech analysis.



    Related Posts
    Infographic design showing Nubank's growth flywheel fueled by NPS, illustrating customer acquisition, active users, cost metrics, word-of-mouth marketing, and rising NPS scores, showcasing how customer satisfaction drives its growth.
    Complimentary Research
    Infographic table showing crypto power plays and acquisitions in 2025, including acquirer, target, value, segment focus, and strategic rationale.
    Complimentary Research
    Table showing fintech companies, their license types, license status, regulators, geography, and license objectives as of April and March 2025.
    Complimentary Research
    Infographic showing the growth of digital payments in Saudi Arabia, including e-commerce (Mada Card), bill payments (SADAD), card payments (PoS), and instant payments (sarie) from 2022 to 2024.
    Complimentary Research
    Infographic overview showing different types of loans given by Nubank in Latin America, like FGTS Birthday Withdrawal Anticipation, Investment-backed Loans, and Payroll Loans for federal employees, retirees, armed forces, state and municipal employees, and private sector.
    Complimentary Research
    Infographic design showcasing business banking services in Brazil from Itaú, Nubank, Inter, and C6, highlighting offerings like accounts, cards, payments, and POS solutions.
    Complimentary Research
    Select currency
    WS_Logo_-for-White-BG-01.png