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African Neobanking: A Stellar And Steady Rise

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The banking sphere around the world has evolved tremendously in response to the consumers’ tastes shifting to more digital-first offerings. Be it digital banking, open banking, digital payments, the many delicate threads of such innovations have come together to collectively sew the fabric of neobanking.The first-generation neobanks have grown leaps and bounds in markets such as the UK, the US, and Brazil, gaining multi-billion dollar valuations and serving hundreds of millions of customers. The neobanking wave is now sweeping other emerging markets such as the Middle East, Southeast Asia, and Africa.In this post, we look at the intriguing landscape of African neobanks. Africa holds over 20% of the Earth’s land area more than China, Canada, and the US combined, and is home to about 16% of the world’s population. A majority of the African population is still unbanked and underbanked presenting a breeding ground for neobanks to emerge and flourish. Emerging Embroidery: The PreambleAs an emerging contender in the game of rising economies and financial breakthroughs, Africa has gained steady momentum despite its historical past. With challenges such as limited economic resources and an overall inadequacy in the region’s infrastructure, the gap between insubstantial capital and financial inclusion seems to […]

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