WhiteSight

The FinTech Unbundling of SME Finance

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When you read the word SME, you may be used to associating it with a traditionally analogue, offline business. Where do early-stage startups, e-commerce merchants or online creators fit in that picture? Aren’t they also SMEs? The simple answer is yes, but the nuanced one would be that it’s an apples-to-oranges comparison. ‍♀️With the advent of the internet economy, the definition of small and medium enterprises (SMEs) has evolved to become a dynamic one. Out-of-the-box business models and organisation structures all now fit into the expanding definition. It’s only natural that the financial services industry has developed in a similar fashion.SMEs are a BIG market opportunity. We won’t bore you with the numbers you’ve already read a thousand times – 90% of businesses and 50% of employment worldwide; you know the drill. What we instead want you to pay close attention to is just how extensive the SME finance opportunity is and how FinTech is writing a new chapter in the story.(Having said that, we at WhiteSight believe in the recognition of new players in the space and are always on the lookout for FinTech trailblazers. If you’re an SME FinTech, reach out to us at hello@whitesight.net, or comment below […]

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